Discontinued & Closed Issue Accounts

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

Fixed rate
Withdrawals subject to interest penalty

• Instant access if balance remains over £5,000
• 56 Days' notice or 56 days' loss of interest on the amount withdrawn
• Monthly interest

• Additional payments allowed
• Immediate withdrawals by CHAPS
• Interest paid annually on 1 December - added to the account or paid away to a nominated bank account

• 7 Days' notice or 7 days' loss of interest on the amount withdrawn

• No withdrawals allowed until child reaches 18 years old
• Transfers allowed
• This is a Cash Child Trust Fund. It is not a stakeholder Child Trust Fund
• Annual interest on birthday of child

• No withdrawals allowed until child reaches 18 years of age
• Closure after the child reaches 7 years subject to 180 days' notice
• Interest paid annually on birthday of child

• Half yearly interest
• Instant access

• This product is only available to selected organisations based in our local postcode areas IP, NR, CO, CM, CB and PE
• Withdrawals subject to 7 days' notice or 7 days' interest penalty
• Interest paid annually on 1 December - added to the account or paid away to a nominated bank account

- Variable interest tracks at 0.25% above 3 month LIBOR
- Interest rate is reset each quarter on 1 December, 1 March, 1 June and 1 September
- Instant access
- Interest paid annually on 1 December - option to add to account or pay to a nominated bank account

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• Variable interest paid annually on 1 December
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments allowed

• 90 days' notice or interest penalty on amount withdrawn
• Additional investments allowed
• Interest paid annually on 1 December or for balances over £25,000, monthly interest option

• 90 days' notice or interest penalty on amount withdrawn

• Additional investments allowed

• Interest paid annually on 1 December or for balances over £25,000, monthly interest option

- Fixed until 30 September 2018
- Interest added on 30 September
- No withdrawals, early closure subject to 90 days' interest penalty

- Fixed until 30 September 2019
- Interest added on 30 September
- No withdrawals, early closure subject to 120 days' interest penalty

SUMMARY OF HOLIDAY SAVE TERMS:

• Holiday Save in association with Fred.Olsen Travel
• Two withdrawals per anniversary year
• 3% variable bonus added on account anniversary subject to 11 payments received in account year.
• Bonus is calculated on payments made in anniversary year only
• Annual interest on account anniversary    

BENEFITS TO HOLIDAY SAVE ACCOUNT HOLDERS:

• Eligible for a discount of up to 10% off any holiday booked at Fred. Olsen Travel branches only

• Fixed rate until 31 October 2018
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 October

• This product is only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE
• Fixed rate until 31 January 2019
• No additional investments
• No withdrawals allowed
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 January or monthly interest option for balances over £20,000

• Fixed rate until 31 October 2018
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 October

• Fixed rate until 31 December 2017
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 30 days' notice or 30 days' interest penalty
• Annual interest on 31 December

• Fixed rate until 31 December 2018
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 December

• No initial or annual administration charges
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments up to a maximum balance of £500,000
• Annual interest paid on 5 April

• No initial or annual administration charges
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments up to a maximum balance of £500,000 will only be accepted up to and including 28 March 2013
• Annual interest paid on 5 April

• Tracks 0.25% below Bank of England Base rate
• 0.5% Existing member bonus for the first year only
• 90 days' notice or interest penalty on the amount withdrawn
• No notice required if remaining balance exceeds £10,000

- Closed issue account
- Fixed to 5 April 2019
- 120 days' interest penalty for early closure or transfer out

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

- Fixed rate
- No withdrawals
- Early closure subject to 90 days' interest penalty

- Fixed rate
- No withdrawals
- Early closure subject to 120 days' interest penalty

• Instant access with no penalty

• Interest paid half yearly - 1 June and 1 December

• Instant access

• Annual interest added to ISA on 5 April

• Transfers-in allowed

• 1 penalty free withdrawal per year
• 30 days' notice or interest penalty on the amount withdrawn
• No notice required if remaining balance exceeds £10,000
• Interest paid annually on 1 December

• Instant access account linked to Norwich Union Portfolio Bond
• Annual interest

• Variable monthly payments
• No partial withdrawals during 12 month period
• Access to funds in 13th month without notice or penalty
• Annual interest on account anniversary

• Instant access with no penalty

• Account operated by parent or guardian up to age 7, then the account is operated by the child

• Interest paid annually on 1 December

• This product is only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE

• Two withdrawals per anniversary year

• 3% variable bonus added on account anniversary subject to 11 payments received in account year. Bonus is calculated on payments made in anniversary year only

• Annual interest on account anniversary

• This product was only available to a surviving spouse or civil partner of an Ipswich Building Society member holding an ISA or multiple ISAs as at the date of their death on or after 3 December 2014
• Instant access
• Annual interest added on 5 April
• Please refer to the terms and conditions of the account for more information

Useful DownloadsDownload Terms and conditions

• Instant access
• Monthly interest

• Instant access with no penalty

• Minimum two signatures to withdraw

• Interest paid half yearly on 1 June and 1 December

- Rates track Bank of England Base Rate
- 30 days' notice or interest penalty on amount withdrawn
- Annual interest added to ISA on 5 April
- When the Base Rate changes, the rate on this account will change 7 days later

- Variable interest tracks at 0.25% above 3 month LIBOR
- Interest rate is reset each quarter on 1 December, 1 March, 1 June and 1 September
- Unlimited withdrawals by CHAPS
- Interest is paid monthly to a nominated bank account

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• Unlimited immediate withdrawals by CHAPS (no charge)

• Interest paid monthly to a nominated bank account

• 3 penalty free withdrawals per year
• 1% annual bonus payable directly to one of the following charities:
• East Anglian Air Ambulance
• St Elizabeth Hospice
• Suffolk Wildlife Trust
• Interest paid annually - 1 December
• No additional investments can be made into this account

• Instant access with no penalty
• Child must be aged 7 years or over to withdraw
• Interest paid annually on 1 December

• Instant access
• Annual interest added to ISA on 5 April
• Transfers-in allowed