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Cash ISAs

With a Cash New Individual Savings Account (ISA/NISA), interest on your savings is paid tax free* with a maximum investment of £20,000 per tax year. (£4,260 for Junior ISAs.)

Your ISA funds remain tax free even if you have exceeded your Personal Savings Allowance, and the amount you can invest into an ISA each year is set by the Government. Even if you have an ISA at another bank or building society, you can 'transfer in' to our ISAs - subject to individual product terms and conditions - with minimum hassle, and we'll sort the paperwork quickly.

 FSCSPlease note that our savings products and deposit accounts are only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE.

For a quick page-to-view comparison of all our personal savings products and interest rates please click here.

For previous rates please click 'View previous rates' located in 'Rates' section of product tables below

Cash ISAs

Account NameInterest RateAccount TypeKey Details

Everyday ISA

0.60% Tax Free*/AER**

ISA (Variable rate)

- Variable interest rate
- Interest added annually on 5 April
- Instant access

More Details

Monthly Saver ISA (Issue 2)

1.80% Tax Free*/AER**

ISA (Fixed rate)

- Interest added annually on 5 April
- Fixed rate until 5 April 2020
- Early closure subject to 120 days'
  interest penalty

More Details

Freehold ISA (1)

Variable tiered interest rate

ISA (Variable rate)

- Interest added annually on 1 December
- Variable tiered interest rate
- Early closure subject to 90 days' notice
  or interest penalty

More Details

Deben Fixed ISA (Issue 12)

1.25% Tax Free*/AER**

ISA (Fixed rate)

- Fixed rate until 31 December 2019

More Details

Deben Fixed ISA (Issue 13)

1.40% Tax Free*/AER**

ISA (Fixed rate)

- Fixed rate until 31 December 2020

More Details

Find out more
If you would like to open an ISA with us, the ISA application form can be downloaded, printed and posted to us along with your relevant identification. Alternatively, please call into any of our branches or contact us and our staff will be pleased to help you. If you are looking to transfer your ISA to us, please see our useful downloads page and download our Cash ISA Transfer Authority form. Please refer to our Customer Information document for other useful and important information.

If you wish to transfer your ISA savings from another provider to us, please call into any of our branches or contact us and our staff will be pleased to help you.

*Tax Free - Interest is free of Personal UK Income Tax, your Personal Savings Allowance and Capital Gains Tax
**AER (Annual Equivalent Rate) - A notional rate which illustrates what the gross rate would be if the interest was paid and compounded once per year


Useful DownloadsDownload
Savings Interest Rates Leaflet - interest rates and summary of terms for all of our personal savings products Download standing order form
Financial Services Compensation Scheme (FSCS) Information Sheet fscs20x20
Identification details - documents required when opening an account Download details of identification required
Customer Information - outlines procedures for opening and using our savings accounts Download the Customer Information document
General Investment Terms & Conditions - applies to all savings accounts with the Society Download the Investment Terms and Conditions
Standing Order Form - to make regular payments from your bank to your Society account, please print this form, fill in the details and post it to your bank. If you are not using this form, our bank details are:

Account number: 00004000 Sort Code: 23-44-48 Roll No/Ref No: IMPORTANT - please quote your 9 digit Society account number
Download standing order form
ISA / NISA Transfer In Forms - to transfer ISA funds from a different provider. Please note that transfers in are subject to individual account terms and conditions.
(Please ensure you complete both forms in this document)

Download standing order form

Stocks and Shares to Cash ISA Transfer Authority Form - to transfer Stocks and Shares ISA funds from a different provider Download standing order form
Information on the Personal Savings Allowance and ISAs  Download standing order form

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