It's hard to know who to trust with your money these days.
But it's an easier decision if the products are presented clearly.
Save with us, and here are three things we'll save you from: No confusing terms. No Short-lived bonuses. No impossible rates.
And yet more good reasons to save with us:
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peRSONAL savings aLLOWAnCE
From 6 April 2016 HM Revenue & Customs (HMRC) introduced a tax-free Personal Savings Allowance for all savings income or interest of up to £1,000 (£500 for higher rate taxpayers, no allowance for additional rate taxpayers).
The new allowance means that most people will no longer pay tax on their savings interest. Interest from Individual Savings Accounts (ISAs) do not count towards the Personal Savings Allowance as it is already tax free.
Therefore from 6 April 2016 you'll be paid your savings interest gross (ie with no tax taken off).
The Financial Services Compensation Scheme (FSCS) is there to protect your money. It is the body which gives you automatic protection up to £85,000 if your bank, building society or credit union goes out of business; and you’ll normally get your money back within seven days. FSCS is funded by the financial services industry, and is free to consumers.
So whatever your money is for, it’s good to know it’s protected.
We may monitor and record phone calls to ensure we have carried out your instructions correctly, to help us improve our service, to enable us to resolve complaints, and to help investigate or prevent fraud or other crimes. Any recordings we make are the property of Ipswich Building Society.
This site is intended for use by residents in the UK only. The information contained within these pages is believed to be correct at the time of publication but products and interest rates may be changed without notice.
Your home may be repossessed if you do not keep up repayments on your mortgage.