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90% mortgages or 10% deposit mortgages - for home buyers with lower deposits

Putting down the deposit is a key part of the mortgage process: indeed, the size of the deposit can have an impact on which mortgages are available to you. Generally the greater deposit you can provide the lower mortgage rate that applies (this is a general rule please always check mortgage rates carefully!). So, if you can put down a larger deposit it’s definitely worth it and should also help to reduce your monthly repayments.

We offer a range of 90 per cent LTV / 10 per cent deposit mortgages to suit a number of different buyers. Whether you're re-mortgaging, a landlord with a growing portfolio or looking to move into the property market for the first-time, we can help.

Why should you choose Ipswich Building Society as your mortgage lender?

  • We're independent. Unlike a number of other mortgage lenders, Ipswich Building Society is an independent mutual lender. That means that every decision we make is done so with you and our members in mind. We have no shareholders.

  • We know our stuff. During our 160 years of experience in the mortgage industry, we've dealt with virtually every possible situation.

  • We take the personal approach. Our team of skilled, experienced mortgage consultants work with aim of finding the perfect mortgage to suit your situation. We'll take the time to get to know you properly.

  • We don't use computers to make our lending decisions - all applications are reviewed by our expert mortgage consultants.

To find out more about the range of 10 per cent deposit mortgages that we offer, give the Ipswich Building Society a call today on 0330 123 0773.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE




Mortgage Rate Guide
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Full details, including the fees, of our standard mortgage products for borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate

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Your home may be repossessed if you do not keep up repayments on your mortgage.